Side-by-side · Q2 2026 data
Peoples Community Bank SB of Monticello, Indiana vs Lakes Federal Credit Union
Bank
Peoples Community Bank SB of Monticello, Indiana
Monticello, Indiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Community Bank SB of Monticello, Indiana | Lakes Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 5 | 69 (stronger) |
| Earnings | 51 | 61 (stronger) |
| Funding & liquidity | 50 | 95 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 16th | 72nd |
| Total assets | $42.7M | $28.0M |
| Deposits / shares | $19.5M | $23.7M |
| Capital ratio | 32.00% (stronger) | 15.19% |
| Problem loans | 2.84% | 0.92% (stronger) |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | 0.77% | 1.04% (stronger) |
| Loans ÷ deposits | 204.0% | 65.5% (stronger) |
| Uninsured deposits | 0.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakes Federal Credit Union has the higher TellerScore (83 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank SB of Monticello, Indiana leads on 1 and Lakes Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.