Side-by-side · Q2 2026 data
People'S Community Federal Credit Union vs Puget Sound Cooperative
Credit union
People'S Community Federal Credit Union
Vancouver, Washington · $100 million – $1 billion
Metric by metric
| Measure | People'S Community Federal Credit Union | Puget Sound Cooperative |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 23 | 81 (stronger) |
| Earnings | 57 (stronger) | 29 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 54th | 34th |
| Total assets | $269.1M | $273.8M |
| Deposits / shares | $236.7M | $240.9M |
| Capital ratio | 15.51% (stronger) | 11.23% |
| Problem loans | 2.32% | 0.57% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 0.92% (stronger) | 0.23% |
| Loans ÷ deposits | 51.8% (stronger) | 83.8% |
| Uninsured deposits | 3.8% (stronger) | 13.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.9% | — |
People'S Community Federal Credit Union has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), People'S Community Federal Credit Union leads on 6 and Puget Sound Cooperative on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.