Side-by-side · Q2 2026 data
Peoples Credit Union vs First Class Community Credit Union
Credit union
First Class Community Credit Union
West Des Moines, Iowa · Under $100 million in assets
Metric by metric
| Measure | Peoples Credit Union | First Class Community Credit Union |
|---|---|---|
| TellerScore | 50 | 78 (stronger) |
| Capital cushion | 56 | 58 (stronger) |
| Loan quality | 28 | 88 (stronger) |
| Earnings | 29 | 69 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 9th | 59th |
| Total assets | $91.4M | $95.8M |
| Deposits / shares | $80.8M | $85.7M |
| Capital ratio | 10.57% | 10.79% (stronger) |
| Problem loans | 2.16% | 0.37% (stronger) |
| Net charge-offs | 2.62% | 0.29% (stronger) |
| Return on assets | 0.22% | 1.22% (stronger) |
| Loans ÷ deposits | 76.0% | 42.2% (stronger) |
| Uninsured deposits | 9.3% | 2.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.3% |
First Class Community Credit Union has the higher TellerScore (78 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Peoples Credit Union leads on 0 and First Class Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.