Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Bank of Walker County
Metric by metric
| Measure | Peoples Exchange Bank | Bank of Walker County |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 85 (stronger) | 62 |
| Loan quality | 19 | 85 (stronger) |
| Earnings | 59 | 79 (stronger) |
| Funding & liquidity | 95 (stronger) | 65 |
| Problem-loan coverage | 74 | 94 (stronger) |
| Peer percentile | 24th | 54th |
| Total assets | $98.6M | $98.5M |
| Deposits / shares | $86.6M | $87.9M |
| Capital ratio | 13.46% (stronger) | 11.24% |
| Problem loans | 2.44% | 0.46% (stronger) |
| Net charge-offs | 0.23% | 0.04% (stronger) |
| Return on assets | 0.99% | 1.49% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 82.3% |
| Uninsured deposits | 19.1% (stronger) | 26.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Walker County has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 3 and Bank of Walker County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.