Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Regions Bank
Metric by metric
| Measure | Peoples Exchange Bank | Regions Bank |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 85 (stronger) | 45 |
| Loan quality | 19 | 69 (stronger) |
| Earnings | 59 | 78 (stronger) |
| Funding & liquidity | 95 (stronger) | 59 |
| Problem-loan coverage | 74 | 90 (stronger) |
| Peer percentile | 24th | 73rd |
| Total assets | $98.6M | $159.8B |
| Deposits / shares | $86.6M | $131.8B |
| Capital ratio | 13.46% (stronger) | 9.50% |
| Problem loans | 2.44% | 0.93% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.47% |
| Return on assets | 0.99% | 1.46% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 74.6% |
| Uninsured deposits | 19.1% (stronger) | 39.2% |
| Offices | 1 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | — | 43.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 4 and Regions Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Monroeville, AL