Side-by-side · Q2 2026 data
Peoples Independent Bank vs NobleBank & Trust
Metric by metric
| Measure | Peoples Independent Bank | NobleBank & Trust |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 44 | 63 (stronger) |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 84 | 89 (stronger) |
| Funding & liquidity | 88 (stronger) | 76 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 61st | 80th |
| Total assets | $485.7M | $444.0M |
| Deposits / shares | $441.3M | $396.6M |
| Capital ratio | 9.41% | 11.32% (stronger) |
| Problem loans | 0.30% | 0.26% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.60% | 1.74% (stronger) |
| Loans ÷ deposits | 42.5% (stronger) | 68.4% |
| Uninsured deposits | 26.1% (stronger) | 29.4% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.9% | — |
NobleBank & Trust has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Independent Bank leads on 2 and NobleBank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.