Side-by-side · Q2 2026 data
Peoples National Bank , N.A. vs Community First Bank of the Heartland
Metric by metric
| Measure | Peoples National Bank , N.A. | Community First Bank of the Heartland |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 43 | 51 (stronger) |
| Loan quality | 72 | 78 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 49 | 80 (stronger) |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 27th | 64th |
| Total assets | $2.1B | $266.8M |
| Deposits / shares | $1.8B | $237.9M |
| Capital ratio | 9.26% | 10.14% (stronger) |
| Problem loans | 0.84% | 0.66% (stronger) |
| Net charge-offs | 0.23% | 0.06% (stronger) |
| Return on assets | 1.46% | 2.22% (stronger) |
| Loans ÷ deposits | 98.6% | 80.0% (stronger) |
| Uninsured deposits | 26.4% | 13.2% (stronger) |
| Offices | 20 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | — |
Community First Bank of the Heartland has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Peoples National Bank , N.A. leads on 0 and Community First Bank of the Heartland on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.