Side-by-side · Q2 2026 data
Peoples National Bank , N.A. vs Du Quoin State Bank
Metric by metric
| Measure | Peoples National Bank , N.A. | Du Quoin State Bank |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 79 (stronger) | 57 |
| Funding & liquidity | 49 | 94 (stronger) |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 27th | 72nd |
| Total assets | $2.1B | $148.2M |
| Deposits / shares | $1.8B | $136.3M |
| Capital ratio | 9.26% | 10.78% (stronger) |
| Problem loans | 0.84% | 0.00% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.46% (stronger) | 0.92% |
| Loans ÷ deposits | 98.6% | 34.2% (stronger) |
| Uninsured deposits | 26.4% | 20.3% (stronger) |
| Offices | 20 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | — |
Du Quoin State Bank has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Peoples National Bank , N.A. leads on 1 and Du Quoin State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.