Side-by-side · Q2 2026 data
Peoples Savings and Loan Company vs Miami Savings Bank
Metric by metric
| Measure | Peoples Savings and Loan Company | Miami Savings Bank |
|---|---|---|
| TellerScore | 68 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 26 | 86 (stronger) |
| Earnings | 36 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 37th | 84th |
| Total assets | $157.4M | $148.3M |
| Deposits / shares | $126.2M | $114.9M |
| Capital ratio | 20.34% | 23.18% (stronger) |
| Problem loans | 2.22% | 0.43% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.39% | 0.97% (stronger) |
| Loans ÷ deposits | 57.4% (stronger) | 93.8% |
| Uninsured deposits | 6.9% (stronger) | 11.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Miami Savings Bank has the higher TellerScore (83 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Peoples Savings and Loan Company leads on 2 and Miami Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.