Side-by-side · Q2 2026 data
Peoples Savings Bank vs CUSB Bank
Metric by metric
| Measure | Peoples Savings Bank | CUSB Bank |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 49 | 73 (stronger) |
| Loan quality | 60 | 78 (stronger) |
| Earnings | 52 | 81 (stronger) |
| Funding & liquidity | 52 (stronger) | 50 |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 13th | 57th |
| Total assets | $189.1M | $812.1M |
| Deposits / shares | $142.0M | $699.3M |
| Capital ratio | 9.89% | 12.27% (stronger) |
| Problem loans | 1.19% | 0.65% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.19% |
| Return on assets | 0.81% | 1.53% (stronger) |
| Loans ÷ deposits | 100.1% | 90.7% (stronger) |
| Uninsured deposits | 22.2% (stronger) | 32.5% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
CUSB Bank has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Peoples Savings Bank leads on 2 and CUSB Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.