Side-by-side · Q2 2026 data
Peoples Security Bank and Trust Company vs Citymark Federal Credit Union
Credit union
Citymark Federal Credit Union
Plains, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Peoples Security Bank and Trust Company | Citymark Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 89 (stronger) | 71 |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 48 | 86 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 53rd | 89th |
| Total assets | $5.4B | $152.2M |
| Deposits / shares | $4.5B | $127.5M |
| Capital ratio | 10.46% | 16.23% (stronger) |
| Problem loans | 0.33% (stronger) | 0.88% |
| Net charge-offs | 0.06% (stronger) | 0.57% |
| Return on assets | 1.23% | 1.57% (stronger) |
| Loans ÷ deposits | 94.5% | 74.7% (stronger) |
| Uninsured deposits | 31.0% | 12.0% (stronger) |
| Offices | 40 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 14.0% |
Citymark Federal Credit Union has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Peoples Security Bank and Trust Company leads on 2 and Citymark Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wilkes Barre, PA
- Old Forge, PA
- Tunkhannock, PA