Side-by-side · Q2 2026 data
Peoples Security Bank and Trust Company vs CNB Bank
Metric by metric
| Measure | Peoples Security Bank and Trust Company | CNB Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 89 (stronger) | 72 |
| Earnings | 69 | 74 (stronger) |
| Funding & liquidity | 48 | 55 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 53rd | 36th |
| Total assets | $5.4B | $8.4B |
| Deposits / shares | $4.5B | $7.2B |
| Capital ratio | 10.46% (stronger) | 10.17% |
| Problem loans | 0.33% (stronger) | 0.84% |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 1.23% | 1.36% (stronger) |
| Loans ÷ deposits | 94.5% | 89.7% (stronger) |
| Uninsured deposits | 31.0% | 28.8% (stronger) |
| Offices | 40 | 78 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 10.4% |
Peoples Security Bank and Trust Company has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peoples Security Bank and Trust Company leads on 3 and CNB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.