Side-by-side · Q2 2026 data
Peoples Security Bank and Trust Company vs Mid Penn Bank
Metric by metric
| Measure | Peoples Security Bank and Trust Company | Mid Penn Bank |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 55 (stronger) | 54 |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 69 | 70 (stronger) |
| Funding & liquidity | 48 | 61 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 53rd | 53rd |
| Total assets | $5.4B | $7.0B |
| Deposits / shares | $4.5B | $6.0B |
| Capital ratio | 10.46% (stronger) | 10.43% |
| Problem loans | 0.33% (stronger) | 0.51% |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 1.23% | 1.24% (stronger) |
| Loans ÷ deposits | 94.5% | 93.7% (stronger) |
| Uninsured deposits | 31.0% | 20.0% (stronger) |
| Offices | 40 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 21.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Peoples Security Bank and Trust Company leads on 2 and Mid Penn Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.