Side-by-side · Q2 2026 data
Peoples Security Bank and Trust Company vs The Dime Bank
Metric by metric
| Measure | Peoples Security Bank and Trust Company | The Dime Bank |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 55 | 67 (stronger) |
| Loan quality | 89 (stronger) | 57 |
| Earnings | 69 | 89 (stronger) |
| Funding & liquidity | 48 | 61 (stronger) |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 53rd | 58th |
| Total assets | $5.4B | $1.2B |
| Deposits / shares | $4.5B | $1.0B |
| Capital ratio | 10.46% | 11.74% (stronger) |
| Problem loans | 0.33% (stronger) | 1.30% |
| Net charge-offs | 0.06% (stronger) | 0.23% |
| Return on assets | 1.23% | 1.71% (stronger) |
| Loans ÷ deposits | 94.5% | 84.9% (stronger) |
| Uninsured deposits | 31.0% | 27.5% (stronger) |
| Offices | 40 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 21.3% |
The Dime Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Peoples Security Bank and Trust Company leads on 2 and The Dime Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Scranton, PA
- Honesdale, PA