Side-by-side · Q2 2026 data
Peoples Security Bank and Trust Company vs The Honesdale National Bank
Metric by metric
| Measure | Peoples Security Bank and Trust Company | The Honesdale National Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 55 | 87 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 69 | 80 (stronger) |
| Funding & liquidity | 48 | 58 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 53rd | 95th |
| Total assets | $5.4B | $1.2B |
| Deposits / shares | $4.5B | $993.3M |
| Capital ratio | 10.46% | 13.74% (stronger) |
| Problem loans | 0.33% | 0.24% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.08% |
| Return on assets | 1.23% | 1.50% (stronger) |
| Loans ÷ deposits | 94.5% | 91.3% (stronger) |
| Uninsured deposits | 31.0% | 24.4% (stronger) |
| Offices | 40 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 4.4% |
The Honesdale National Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Peoples Security Bank and Trust Company leads on 1 and The Honesdale National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarks Summit, PA
- Honesdale, PA
- Moscow, PA
- Wilkes Barre, PA
- Hallstead, PA
- Kingston, PA