Side-by-side · Q2 2026 data
Peoples State Bank vs Greater State Bank
Metric by metric
| Measure | Peoples State Bank | Greater State Bank |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 57 | 61 (stronger) |
| Loan quality | 58 | 98 (stronger) |
| Earnings | 74 (stronger) | 70 |
| Funding & liquidity | 84 (stronger) | 54 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 37th | 61st |
| Total assets | $181.2M | $180.2M |
| Deposits / shares | $149.7M | $159.3M |
| Capital ratio | 10.66% | 11.05% (stronger) |
| Problem loans | 1.25% | 0.05% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.36% (stronger) | 1.26% |
| Loans ÷ deposits | 67.4% (stronger) | 88.8% |
| Uninsured deposits | 22.8% (stronger) | 30.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater State Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 4 and Greater State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.