Side-by-side · Q2 2026 data
Peoples State Bank vs Community Savings Bank
Metric by metric
| Measure | Peoples State Bank | Community Savings Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 65 |
| Capital cushion | 65 (stronger) | 51 |
| Loan quality | 93 (stronger) | 79 |
| Earnings | 79 (stronger) | 61 |
| Funding & liquidity | 78 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 77th | 29th |
| Total assets | $993.0M | $613.6M |
| Deposits / shares | $810.8M | $501.4M |
| Capital ratio | 11.54% (stronger) | 10.05% |
| Problem loans | 0.21% (stronger) | 0.63% |
| Net charge-offs | -0.04% (stronger) | 0.18% |
| Return on assets | 1.47% (stronger) | 1.02% |
| Loans ÷ deposits | 78.6% (stronger) | 83.8% |
| Uninsured deposits | 18.1% (stronger) | 29.2% |
| Offices | 19 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 16.2% |
Peoples State Bank has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 7 and Community Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Guttenberg, IA