Side-by-side · Q2 2026 data
Peoples State Bank vs Conservation First Bank
Metric by metric
| Measure | Peoples State Bank | Conservation First Bank |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 65 | 90 (stronger) |
| Loan quality | 93 (stronger) | 75 |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 77th | 82nd |
| Total assets | $993.0M | $127.5M |
| Deposits / shares | $810.8M | $101.3M |
| Capital ratio | 11.54% | 13.96% (stronger) |
| Problem loans | 0.21% (stronger) | 0.74% |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.47% | 2.12% (stronger) |
| Loans ÷ deposits | 78.6% (stronger) | 108.0% |
| Uninsured deposits | 18.1% (stronger) | 19.9% |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
Conservation First Bank has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 4 and Conservation First Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Potosi, WI