Side-by-side · Q2 2026 data
Peoples State Bank vs River Bank
Metric by metric
| Measure | Peoples State Bank | River Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 65 | 70 (stronger) |
| Loan quality | 93 | 95 (stronger) |
| Earnings | 79 (stronger) | 66 |
| Funding & liquidity | 78 (stronger) | 35 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 77th | 70th |
| Total assets | $993.0M | $1.0B |
| Deposits / shares | $810.8M | $755.7M |
| Capital ratio | 11.54% | 12.02% (stronger) |
| Problem loans | 0.21% | 0.16% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 1.47% (stronger) | 1.14% |
| Loans ÷ deposits | 78.6% (stronger) | 111.3% |
| Uninsured deposits | 18.1% (stronger) | 28.6% |
| Offices | 19 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 7.3% |
Peoples State Bank has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 5 and River Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.