Side-by-side · Q2 2026 data
Peoples State Bank vs Westby Co-Op Credit Union
Metric by metric
| Measure | Peoples State Bank | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 93 (stronger) | 52 |
| Earnings | 79 (stronger) | 69 |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 77th | 82nd |
| Total assets | $993.0M | $1.0B |
| Deposits / shares | $810.8M | $842.2M |
| Capital ratio | 11.54% | 15.64% (stronger) |
| Problem loans | 0.21% (stronger) | 1.44% |
| Net charge-offs | -0.04% (stronger) | 0.24% |
| Return on assets | 1.47% (stronger) | 1.23% |
| Loans ÷ deposits | 78.6% (stronger) | 83.8% |
| Uninsured deposits | 18.1% | 10.3% (stronger) |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 4.0% |
Peoples State Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 5 and Westby Co-Op Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Viroqua, WI