Side-by-side · Q2 2026 data
Peoples State Bank vs First National Bank of Dublin
Metric by metric
| Measure | Peoples State Bank | First National Bank of Dublin |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 60 | 74 (stronger) |
| Loan quality | 97 | 97 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 65 | 79 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 77th | 92nd |
| Total assets | $140.0M | $134.2M |
| Deposits / shares | $126.5M | $116.9M |
| Capital ratio | 11.02% | 12.41% (stronger) |
| Problem loans | 0.10% (stronger) | 0.10% |
| Net charge-offs | 0.04% (stronger) | 0.21% |
| Return on assets | 1.81% | 2.21% (stronger) |
| Loans ÷ deposits | 35.8% (stronger) | 81.1% |
| Uninsured deposits | 46.9% | 14.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Dublin has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 3 and First National Bank of Dublin on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.