Side-by-side · Q2 2026 data
Peoples State Bank vs Community Savings
Metric by metric
| Measure | Peoples State Bank | Community Savings |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 33 | 74 (stronger) |
| Loan quality | 80 (stronger) | 71 |
| Earnings | 60 | 74 (stronger) |
| Funding & liquidity | 65 (stronger) | 40 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 20th | 43rd |
| Total assets | $286.5M | $284.7M |
| Deposits / shares | $256.8M | $219.8M |
| Capital ratio | 8.32% | 12.43% (stronger) |
| Problem loans | 0.60% (stronger) | 0.88% |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 0.99% | 1.35% (stronger) |
| Loans ÷ deposits | 87.8% (stronger) | 110.1% |
| Uninsured deposits | 21.4% (stronger) | 24.4% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
Community Savings has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 4 and Community Savings on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.