Side-by-side · Q2 2026 data
Peoples State Bank vs The Fort Jennings State Bank
Metric by metric
| Measure | Peoples State Bank | The Fort Jennings State Bank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 33 | 77 (stronger) |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 60 | 77 (stronger) |
| Funding & liquidity | 65 | 77 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 20th | 61st |
| Total assets | $286.5M | $285.8M |
| Deposits / shares | $256.8M | $247.2M |
| Capital ratio | 8.32% | 12.71% (stronger) |
| Problem loans | 0.60% (stronger) | 1.09% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 0.99% | 1.42% (stronger) |
| Loans ÷ deposits | 87.8% | 83.2% (stronger) |
| Uninsured deposits | 21.4% | 11.4% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
The Fort Jennings State Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 2 and The Fort Jennings State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.