Side-by-side · Q2 2026 data
Peoples State Bank of Colfax vs Citizens Bank of Chatsworth
Metric by metric
| Measure | Peoples State Bank of Colfax | Citizens Bank of Chatsworth |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 67 | 87 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 76th | 48th |
| Total assets | $49.5M | $36.2M |
| Deposits / shares | $43.7M | $31.8M |
| Capital ratio | 11.74% | 13.70% (stronger) |
| Problem loans | 0.00% (stronger) | 0.31% |
| Net charge-offs | 0.03% (stronger) | 1.33% |
| Return on assets | 1.31% (stronger) | -0.49% |
| Loans ÷ deposits | 45.7% (stronger) | 53.9% |
| Uninsured deposits | 20.8% | 10.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank of Colfax has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Colfax leads on 5 and Citizens Bank of Chatsworth on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.