Peoples State Bank of Colfax is a state-chartered bank headquartered in Colfax, Illinois, in business for about 134 years. At the end of Q2 2026 it reported $49.5M in total assets and $43.7M in deposits, with 1 office.
Peoples State Bank of Colfax has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 46th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (67/100, 11.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (86 → 84), mostly because the capital cushion component weakened by 4 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 83 |
| Q4 2024 | 82 |
| Q1 2025 | 85 |
| Q2 2025 | 86 |
| Q3 2025 | 85 |
| Q4 2025 | 83 |
| Q1 2026 | 84 |
| Q2 2026 | 84 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.24% |
| Q3 2024 | 11.75% |
| Q4 2024 | 10.91% |
| Q1 2025 | 11.56% |
| Q2 2025 | 12.09% |
| Q3 2025 | 11.86% |
| Q4 2025 | 10.93% |
| Q1 2026 | 11.26% |
| Q2 2026 | 11.74% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.19% |
| Q3 2024 | 1.25% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.39% |
| Q3 2025 | 1.49% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $49.5M | 11.74% | 0.00% | 1.31% | 45.7% |
| Q1 2026 | 84 | $47.0M | 11.26% | 0.00% | 1.37% | 45.8% |
| Q4 2025 | 83 | $46.9M | 10.93% | 0.00% | 1.49% | 48.2% |
| Q3 2025 | 85 | $48.9M | 11.86% | 0.00% | 1.49% | 47.0% |
| Q2 2025 | 86 | $45.2M | 12.09% | 0.00% | 1.39% | 48.9% |
| Q1 2025 | 85 | $43.3M | 11.56% | 0.00% | 1.35% | 52.9% |
| Q4 2024 | 82 | $44.4M | 10.91% | 0.00% | 1.28% | 54.1% |
| Q3 2024 | 83 | $45.7M | 11.75% | 0.00% | 1.25% | 51.9% |
| Q2 2024 | 84 | $44.2M | 12.24% | 0.00% | 1.19% | 54.9% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Buckley State BankBank Buckley, IL | 64 out of 100, Moderate | $49.0M | 12.9% | 1.79% | vs |
| Farmers & Merchants Bank of HutsonvilleBank Hutsonville, IL | 95 out of 100, Very strong | $52.0M | 18.5% | 0.00% | vs |
| Camp Grove State BankBank Camp Grove, IL | 65 out of 100, Moderate | $53.1M | 10.5% | 0.00% | vs |
| Table Grove State BankBank Table Grove, IL | 57 out of 100, Moderate | $45.9M | 12.5% | 1.65% | vs |
| Community National Bank in MonmouthBank Monmouth, IL | 77 out of 100, Strong | $55.1M | 13.1% | 0.90% | vs |
| First Community Bank, Xenia-FloraBank Xenia, IL | 86 out of 100, Very strong | $55.5M | 12.0% | 0.22% | vs |
Deposit insurance
Is my money safe at Peoples State Bank of Colfax?
Yes. Peoples State Bank of Colfax is an FDIC-insured institution (FDIC certificate #10075). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.8% of deposits ($9.1M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.74%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Peoples State Bank of Colfax lists 1 office in 1 city. Most locations:
- Colfax, IL (1)
Identity & history
Profile
- Legal name
- Peoples State Bank of Colfax
- Former names
- State Bank of Cooksville
- Type
- State-chartered bank
- FDIC certificate #
- 10075
- RSSD ID
- 33839
- Primary regulator
- FDIC
- Holding company
- Peoples Financial Corp
- Established
- June 1, 1892
- Headquarters
- 101 W Main St, Colfax, IL 61728
- Website
- www.psbofcolfax.com
- Employees
- 9
Quick answers
Peoples State Bank of Colfax: common questions
Is Peoples State Bank of Colfax FDIC insured?
Yes. Peoples State Bank of Colfax is an FDIC-insured institution (FDIC certificate #10075). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples State Bank of Colfax's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples State Bank of Colfax ever failed?
There is no failure record for FDIC certificate #10075 in the FDIC failed bank list.
How many branches does Peoples State Bank of Colfax have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Colfax
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermilion Valley BankBank Piper City, IL | 96 out of 100, Very strong | $198.2M | 16.7% | 0.03% | vs |
| Country Trust BankBank Bloomington, IL | 93 out of 100, Very strong | $42.3M | 78.7% | 0.00% | vs |
| Bloomington Municipal Credit UnionCredit union Bloomington, IL | 87 out of 100, Very strong | $45.7M | 13.5% | 0.10% | vs |
| Anchor State BankBank Anchor, IL | 84 out of 100, Strong | $73.5M | 12.6% | 0.00% | vs |
| Iaa Credit UnionCredit union Bloomington, IL | 84 out of 100, Strong | $415.0M | 14.0% | 0.47% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |