Side-by-side · Q2 2026 data
Peoples State Bank of Hallettsville vs Austin Capital Bank SSB
Metric by metric
| Measure | Peoples State Bank of Hallettsville | Austin Capital Bank SSB |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 51 | 52 (stronger) |
| Loan quality | 94 (stronger) | 90 |
| Earnings | 59 (stronger) | 58 |
| Funding & liquidity | 81 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 53rd | 34th |
| Total assets | $395.6M | $395.4M |
| Deposits / shares | $359.1M | $308.4M |
| Capital ratio | 10.11% | 10.22% (stronger) |
| Problem loans | 0.18% (stronger) | 0.30% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.98% (stronger) | 0.95% |
| Loans ÷ deposits | 45.0% (stronger) | 110.1% |
| Uninsured deposits | 32.8% | 13.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank of Hallettsville has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Hallettsville leads on 4 and Austin Capital Bank SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.