Headquartered in Hallettsville, Texas, Peoples State Bank of Hallettsville is a state-chartered bank with $395.6M in total assets and $359.1M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1929.
Based on its Q2 2026 filing, Peoples State Bank of Hallettsville scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 188th. Its strongest component is problem-loan coverage (98/100; 0.8%), and its lowest is capital cushion (51/100; 10.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 72 |
| Q4 2024 | 70 |
| Q1 2025 | 72 |
| Q2 2025 | 73 |
| Q3 2025 | 73 |
| Q4 2025 | 71 |
| Q1 2026 | 71 |
| Q2 2026 | 73 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.99% |
| Q3 2024 | 10.32% |
| Q4 2024 | 9.75% |
| Q1 2025 | 10.01% |
| Q2 2025 | 10.36% |
| Q3 2025 | 10.43% |
| Q4 2025 | 9.89% |
| Q1 2026 | 9.71% |
| Q2 2026 | 10.11% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.18% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.62% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.74% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.95% |
| Q2 2026 | 0.98% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $395.6M | 10.11% | 0.18% | 0.98% | 45.0% |
| Q1 2026 | 71 | $407.5M | 9.71% | 0.16% | 0.95% | 42.8% |
| Q4 2025 | 71 | $396.2M | 9.89% | 0.03% | 0.70% | 41.3% |
| Q3 2025 | 73 | $385.5M | 10.43% | 0.04% | 0.74% | 42.2% |
| Q2 2025 | 73 | $370.4M | 10.36% | 0.04% | 0.74% | 43.1% |
| Q1 2025 | 72 | $371.5M | 10.01% | 0.04% | 0.77% | 42.6% |
| Q4 2024 | 70 | $382.5M | 9.75% | 0.04% | 0.64% | 40.6% |
| Q3 2024 | 72 | $380.5M | 10.32% | 0.04% | 0.62% | 40.2% |
| Q2 2024 | 72 | $359.8M | 9.99% | 0.04% | 0.62% | 41.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Austin Capital Bank SSBBank Austin, TX | 67 out of 100, Moderate | $395.4M | 10.2% | 0.30% | vs |
| The First National Bank of StantonBank Stanton, TX | 85 out of 100, Very strong | $394.9M | 17.5% | 1.08% | vs |
| TrustTexas Bank, SSBBank Cuero, TX | 54 out of 100, Below average | $393.5M | 8.0% | 0.67% | vs |
| Farmers State BankBank Center, TX | 89 out of 100, Very strong | $391.5M | 14.4% | 0.59% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| The MINT National BankBank Kingwood, TX | 61 out of 100, Moderate | $388.9M | 18.3% | 2.78% | vs |
Deposit insurance
Is my money safe at Peoples State Bank of Hallettsville?
Yes. Peoples State Bank of Hallettsville is an FDIC-insured institution (FDIC certificate #10719). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.8% of deposits ($117.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Peoples State Bank of Hallettsville lists 1 office in 1 city. Most locations:
- Hallettsville, TX (1)
Identity & history
Profile
- Legal name
- Peoples State Bank of Hallettsville
- Type
- State-chartered bank
- FDIC certificate #
- 10719
- RSSD ID
- 530851
- Primary regulator
- FDIC
- Holding company
- Bozka Investments Ltd
- Established
- January 18, 1929
- Headquarters
- 116 E 3rd St, Hallettsville, TX 77964
- Website
- www.psbhallettsville.com
- Employees
- 22
Quick answers
Peoples State Bank of Hallettsville: common questions
Is Peoples State Bank of Hallettsville FDIC insured?
Yes. Peoples State Bank of Hallettsville is an FDIC-insured institution (FDIC certificate #10719). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples State Bank of Hallettsville's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples State Bank of Hallettsville ever failed?
There is no failure record for FDIC certificate #10719 in the FDIC failed bank list.
How many branches does Peoples State Bank of Hallettsville have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hallettsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Columbus State BankBank Columbus, TX | 86 out of 100, Very strong | $326.5M | 14.5% | 0.00% | vs |
| Fayette Savings Bank, SSBBank La Grange, TX | 81 out of 100, Strong | $551.8M | 11.0% | 0.01% | vs |
| SouthStar Bank, S.S.B.Bank Moulton, TX | 77 out of 100, Strong | $1.4B | 13.3% | 0.62% | vs |
| Sage Capital Bank,Bank Gonzales, TX | 76 out of 100, Strong | $768.9M | 10.4% | 0.01% | vs |
| Yoakum BankBank Yoakum, TX | 73 out of 100, Strong | $385.8M | 9.4% | 0.19% | vs |
| Prosperity BankBank El Campo, TX | 71 out of 100, Strong | $43.9B | 10.6% | 0.48% | vs |