Side-by-side · Q2 2026 data
Peoples State Bank of Hallettsville vs First Lockhart Bank
Metric by metric
| Measure | Peoples State Bank of Hallettsville | First Lockhart Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 51 (stronger) | 43 |
| Loan quality | 94 (stronger) | 90 |
| Earnings | 59 (stronger) | 48 |
| Funding & liquidity | 81 (stronger) | 57 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 53rd | 24th |
| Total assets | $395.6M | $415.9M |
| Deposits / shares | $359.1M | $375.0M |
| Capital ratio | 10.11% (stronger) | 9.34% |
| Problem loans | 0.18% (stronger) | 0.29% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.98% (stronger) | 0.70% |
| Loans ÷ deposits | 45.0% (stronger) | 82.9% |
| Uninsured deposits | 32.8% (stronger) | 33.0% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Peoples State Bank of Hallettsville has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Hallettsville leads on 7 and First Lockhart Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.