Side-by-side · Q2 2026 data
Peoples State Bank of Hallettsville vs Lakeside Bank
Metric by metric
| Measure | Peoples State Bank of Hallettsville | Lakeside Bank |
|---|---|---|
| TellerScore | 73 | 92 (stronger) |
| Capital cushion | 51 | 94 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 59 | 87 (stronger) |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 53rd | 97th |
| Total assets | $395.6M | $389.2M |
| Deposits / shares | $359.1M | $311.6M |
| Capital ratio | 10.11% | 14.37% (stronger) |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.98% | 1.67% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 83.4% |
| Uninsured deposits | 32.8% | 18.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Hallettsville leads on 2 and Lakeside Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.