Side-by-side · Q2 2026 data
Peoples State Bank of Hallettsville vs SouthStar Bank, S.S.B.
Metric by metric
| Measure | Peoples State Bank of Hallettsville | SouthStar Bank, S.S.B. |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 51 | 83 (stronger) |
| Loan quality | 94 (stronger) | 79 |
| Earnings | 59 | 82 (stronger) |
| Funding & liquidity | 81 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 53rd | 83rd |
| Total assets | $395.6M | $1.4B |
| Deposits / shares | $359.1M | $1.1B |
| Capital ratio | 10.11% | 13.28% (stronger) |
| Problem loans | 0.18% (stronger) | 0.62% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 0.98% | 1.55% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 91.9% |
| Uninsured deposits | 32.8% (stronger) | 34.2% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.5% |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Hallettsville leads on 4 and SouthStar Bank, S.S.B. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.