Side-by-side · Q2 2026 data
Peoples State Bank of Plainview vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Peoples State Bank of Plainview | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 39 | 92 (stronger) |
| Loan quality | 68 | 96 (stronger) |
| Earnings | 88 (stronger) | 32 |
| Funding & liquidity | 77 (stronger) | 54 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 31st | 56th |
| Total assets | $429.1M | $29.9M |
| Deposits / shares | $393.2M | $24.9M |
| Capital ratio | 8.87% | 14.16% (stronger) |
| Problem loans | 0.95% | 0.12% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.70% (stronger) | 0.31% |
| Loans ÷ deposits | 75.0% (stronger) | 106.4% |
| Uninsured deposits | 22.5% | 0.2% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Plainview leads on 2 and Minnesota First Credit and Savings, Incorporated on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.