Side-by-side · Q2 2026 data
Peoples State Bank of Plainview vs Westconsin Credit Union
Metric by metric
| Measure | Peoples State Bank of Plainview | Westconsin Credit Union |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 39 | 80 (stronger) |
| Loan quality | 68 | 79 (stronger) |
| Earnings | 88 (stronger) | 64 |
| Funding & liquidity | 77 | 81 (stronger) |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 31st | 84th |
| Total assets | $429.1M | $2.2B |
| Deposits / shares | $393.2M | $1.9B |
| Capital ratio | 8.87% | 12.95% (stronger) |
| Problem loans | 0.95% | 0.64% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 1.70% (stronger) | 1.10% |
| Loans ÷ deposits | 75.0% (stronger) | 79.2% |
| Uninsured deposits | 22.5% | 5.9% (stronger) |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 15.4% |
Westconsin Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Plainview leads on 3 and Westconsin Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.