Side-by-side · Q2 2026 data
Peoples State Bank of Velva vs Bravera Bank
Metric by metric
| Measure | Peoples State Bank of Velva | Bravera Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 83 (stronger) | 75 |
| Funding & liquidity | 65 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 53rd | 44th |
| Total assets | $210.0M | $3.8B |
| Deposits / shares | $184.4M | $3.3B |
| Capital ratio | 9.31% | 9.73% (stronger) |
| Problem loans | 0.10% (stronger) | 0.90% |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 1.58% (stronger) | 1.37% |
| Loans ÷ deposits | 81.8% (stronger) | 82.2% |
| Uninsured deposits | 27.2% | 17.6% (stronger) |
| Offices | 2 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Peoples State Bank of Velva has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Velva leads on 4 and Bravera Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.