Side-by-side · Q2 2026 data
Peoples State Bank of Velva vs Union State Bank of Hazen
Metric by metric
| Measure | Peoples State Bank of Velva | Union State Bank of Hazen |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 43 (stronger) | 40 |
| Loan quality | 97 (stronger) | 71 |
| Earnings | 83 (stronger) | 63 |
| Funding & liquidity | 65 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 53rd | 29th |
| Total assets | $210.0M | $257.4M |
| Deposits / shares | $184.4M | $226.7M |
| Capital ratio | 9.31% (stronger) | 8.96% |
| Problem loans | 0.10% (stronger) | 0.88% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.58% (stronger) | 1.09% |
| Loans ÷ deposits | 81.8% | 64.4% (stronger) |
| Uninsured deposits | 27.2% | 9.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank of Velva has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Velva leads on 5 and Union State Bank of Hazen on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.