Side-by-side · Q2 2026 data
Peoples Trust and Savings Bank vs Evansville Firefighters Federal Credit Union
Credit union
Evansville Firefighters Federal Credit Union
Evansville, Indiana · Under $100 million in assets
Metric by metric
| Measure | Peoples Trust and Savings Bank | Evansville Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 81 (stronger) |
| Capital cushion | 80 (stronger) | 74 |
| Loan quality | 30 | 100 (stronger) |
| Earnings | 25 | 45 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 75 | 100 (stronger) |
| Peer percentile | 9th | 68th |
| Total assets | $240.6M | $33.8M |
| Deposits / shares | $192.4M | $29.5M |
| Capital ratio | 12.96% (stronger) | 12.38% |
| Problem loans | 2.09% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.22% |
| Return on assets | 0.11% | 0.63% (stronger) |
| Loans ÷ deposits | 90.4% | 58.4% (stronger) |
| Uninsured deposits | 21.3% | 6.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Evansville Firefighters Federal Credit Union has the higher TellerScore (81 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust and Savings Bank leads on 2 and Evansville Firefighters Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.