The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 5 points (58 → 53), mostly because the loan quality component weakened by 32 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Indiana

Yes. Peoples Trust and Savings Bank is an FDIC-insured institution (FDIC certificate #13113). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.3% of deposits ($40.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.96%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Peoples Trust and Savings Bank lists 5 offices in 3 cities. Most locations:

• Evansville, IN (2)
• Newburgh, IN (2)
• Boonville, IN (1)

All branch addresses and map

In 2025, Peoples Trust and Savings Bank reported 56 home-loan applications under HMDA (LEI 549300LNXSV7JTOU7K53): 40 originated ($14,780,000 total), 10 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Peoples Trust and Savings Bank

Type

State-chartered bank

FDIC certificate #

13113

RSSD ID

67142

Primary regulator

FDIC

Holding company

Peoples Bancshares Corp

Established

January 1, 1895

Headquarters

132 S 3rd St, Boonville, IN 47601

Website

www.peoplestrust.bank

Employees

46