Side-by-side · Q2 2026 data
Peoples Trust and Savings Bank vs Freedom Bank
Metric by metric
| Measure | Peoples Trust and Savings Bank | Freedom Bank |
|---|---|---|
| TellerScore | 53 | 82 (stronger) |
| Capital cushion | 80 (stronger) | 76 |
| Loan quality | 30 | 92 (stronger) |
| Earnings | 25 | 100 (stronger) |
| Funding & liquidity | 63 (stronger) | 42 |
| Problem-loan coverage | 75 | 97 (stronger) |
| Peer percentile | 9th | 82nd |
| Total assets | $240.6M | $585.7M |
| Deposits / shares | $192.4M | $505.7M |
| Capital ratio | 12.96% (stronger) | 12.62% |
| Problem loans | 2.09% | 0.23% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.11% | 2.26% (stronger) |
| Loans ÷ deposits | 90.4% (stronger) | 97.9% |
| Uninsured deposits | 21.3% (stronger) | 33.4% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Freedom Bank has the higher TellerScore (82 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust and Savings Bank leads on 4 and Freedom Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.