Side-by-side · Q2 2026 data
Peoples Trust and Savings Bank vs Union Savings and Loan Association
Metric by metric
| Measure | Peoples Trust and Savings Bank | Union Savings and Loan Association |
|---|---|---|
| TellerScore | 53 | 66 (stronger) |
| Capital cushion | 80 (stronger) | 55 |
| Loan quality | 30 | 70 (stronger) |
| Earnings | 25 | 64 (stronger) |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 75 | 86 (stronger) |
| Peer percentile | 9th | 31st |
| Total assets | $240.6M | $261.8M |
| Deposits / shares | $192.4M | $233.7M |
| Capital ratio | 12.96% (stronger) | 10.45% |
| Problem loans | 2.09% | 0.89% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 0.11% | 1.10% (stronger) |
| Loans ÷ deposits | 90.4% | 89.7% (stronger) |
| Uninsured deposits | 21.3% | 11.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Union Savings and Loan Association has the higher TellerScore (66 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust and Savings Bank leads on 2 and Union Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.