Side-by-side · Q2 2026 data
Peoples Trust Company of St. Albans vs Dannemora Federal Credit Union
Credit union
Dannemora Federal Credit Union
Plattsburgh, New York · $100 million – $1 billion
Metric by metric
| Measure | Peoples Trust Company of St. Albans | Dannemora Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 68 | 96 (stronger) |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 61 | 64 (stronger) |
| Funding & liquidity | 72 | 85 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 57th | 87th |
| Total assets | $395.4M | $320.3M |
| Deposits / shares | $348.8M | $273.9M |
| Capital ratio | 11.79% | 14.55% (stronger) |
| Problem loans | 0.41% (stronger) | 0.51% |
| Net charge-offs | 0.04% (stronger) | 0.25% |
| Return on assets | 1.02% | 1.11% (stronger) |
| Loans ÷ deposits | 84.4% | 75.2% (stronger) |
| Uninsured deposits | 18.1% | 2.9% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Dannemora Federal Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust Company of St. Albans leads on 2 and Dannemora Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.