Side-by-side · Q2 2026 data
Peopleschoice Credit Union vs Downeast Credit Union
Metric by metric
| Measure | Peopleschoice Credit Union | Downeast Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 54 |
| Capital cushion | 38 | 38 |
| Loan quality | 66 | 68 (stronger) |
| Earnings | 51 (stronger) | 39 |
| Funding & liquidity | 78 (stronger) | 66 |
| Problem-loan coverage | 82 (stronger) | 80 |
| Peer percentile | 16th | 10th |
| Total assets | $366.9M | $330.4M |
| Deposits / shares | $335.7M | $297.3M |
| Capital ratio | 8.78% | 8.85% (stronger) |
| Problem loans | 1.01% | 0.95% (stronger) |
| Net charge-offs | 0.57% | 0.31% (stronger) |
| Return on assets | 0.78% (stronger) | 0.48% |
| Loans ÷ deposits | 82.1% (stronger) | 94.2% |
| Uninsured deposits | 10.6% | 7.8% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 34.2% |
Peopleschoice Credit Union has the higher TellerScore (58 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Peopleschoice Credit Union leads on 3 and Downeast Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.