Side-by-side · Q2 2026 data
PeoplesSouth Bank vs American Pride Bank
Metric by metric
| Measure | PeoplesSouth Bank | American Pride Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 54 | 91 (stronger) |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 81 (stronger) | 41 |
| Funding & liquidity | 80 (stronger) | 44 |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 53rd | 83rd |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.1B | $889.9M |
| Capital ratio | 10.45% | 14.08% (stronger) |
| Problem loans | 1.02% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.53% (stronger) | 0.52% |
| Loans ÷ deposits | 77.1% (stronger) | 80.2% |
| Uninsured deposits | 18.1% (stronger) | 47.8% |
| Offices | 34 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 17.2% |
American Pride Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), PeoplesSouth Bank leads on 3 and American Pride Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.