Side-by-side · Q2 2026 data
PeoplesSouth Bank vs Mead Coated Board Federal Credit Union
Credit union
Mead Coated Board Federal Credit Union
Eufaula, Alabama · Under $100 million in assets
Metric by metric
| Measure | PeoplesSouth Bank | Mead Coated Board Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 81 (stronger) | 41 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 80 | 86 (stronger) |
| Peer percentile | 53rd | 24th |
| Total assets | $1.2B | $40.3M |
| Deposits / shares | $1.1B | $31.1M |
| Capital ratio | 10.45% | 22.98% (stronger) |
| Problem loans | 1.02% (stronger) | 6.71% |
| Net charge-offs | 0.01% (stronger) | 0.92% |
| Return on assets | 1.53% (stronger) | 0.53% |
| Loans ÷ deposits | 77.1% | 31.6% (stronger) |
| Uninsured deposits | 18.1% | 1.5% (stronger) |
| Offices | 34 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | — |
PeoplesSouth Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), PeoplesSouth Bank leads on 4 and Mead Coated Board Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.