Side-by-side · Q2 2026 data
PeoplesTrust Bank vs Listerhill Credit Union
Metric by metric
| Measure | PeoplesTrust Bank | Listerhill Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 61 | 61 |
| Loan quality | 85 (stronger) | 79 |
| Earnings | 63 (stronger) | 50 |
| Funding & liquidity | 77 | 77 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 53rd | 54th |
| Total assets | $201.2M | $1.5B |
| Deposits / shares | $177.6M | $1.3B |
| Capital ratio | 11.11% (stronger) | 11.06% |
| Problem loans | 0.45% (stronger) | 0.62% |
| Net charge-offs | 0.03% (stronger) | 0.32% |
| Return on assets | 1.08% (stronger) | 0.75% |
| Loans ÷ deposits | 74.1% (stronger) | 83.3% |
| Uninsured deposits | 22.9% | 7.7% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 3.5% |
PeoplesTrust Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), PeoplesTrust Bank leads on 6 and Listerhill Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Florence, AL
- Hamilton, AL