Side-by-side · Q2 2026 data
Peoria Bell Credit Union vs Effingham Highway Credit Union
Credit union
Effingham Highway Credit Union
Effingham, Illinois · Under $100 million in assets
Metric by metric
| Measure | Peoria Bell Credit Union | Effingham Highway Credit Union |
|---|---|---|
| TellerScore | 75 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 57 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 52nd | 95th |
| Total assets | $6.0M | $5.9M |
| Deposits / shares | $3.4M | $4.7M |
| Capital ratio | 42.56% (stronger) | 19.83% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.13% (stronger) | 0.68% |
| Return on assets | -0.66% | 2.22% (stronger) |
| Loans ÷ deposits | 91.7% (stronger) | 102.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Effingham Highway Credit Union has the higher TellerScore (94 vs 75). On the 5 directional measures above (where higher or lower is clearly better), Peoria Bell Credit Union leads on 3 and Effingham Highway Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.