Side-by-side · Q2 2026 data
Pepco Federal Credit Union vs District of Columbia Teachers Federal Credit Union
Credit union
Pepco Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
District of Columbia Teachers Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | Pepco Federal Credit Union | District of Columbia Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 23 | 58 (stronger) |
| Capital cushion | 27 | 42 (stronger) |
| Loan quality | 0 | 53 (stronger) |
| Earnings | 0 | 39 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 35 | 89 (stronger) |
| Peer percentile | 0th | 19th |
| Total assets | $33.0M | $49.0M |
| Deposits / shares | $30.8M | $44.1M |
| Capital ratio | 7.66% | 9.23% (stronger) |
| Problem loans | 8.42% | 1.42% (stronger) |
| Net charge-offs | 2.40% | 0.07% (stronger) |
| Return on assets | -1.74% | 0.47% (stronger) |
| Loans ÷ deposits | 31.8% (stronger) | 38.2% |
| Uninsured deposits | 37.2% | 2.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
District of Columbia Teachers Federal Credit Union has the higher TellerScore (58 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Pepco Federal Credit Union leads on 1 and District of Columbia Teachers Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.