TellerScore

Headquartered in Washington, District of Columbia, District of Columbia Teachers Federal Credit Union is a federal credit union with $49.0M in total assets and $44.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1936.

Based on its Q2 2026 filing, District of Columbia Teachers Federal Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 17th. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 2% uninsured), and its lowest is earnings (39/100; 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Net worth ratio: 9.23%
Loan quality53/100
Loans 60+ days delinquent ÷ total loans: 1.42%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity100/100
Loans ÷ shares: 38.2% · 2.0% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (54 → 58), mostly because the capital cushion component improved by 6 points.

TellerScore
495458Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202449
Q3 202457
Q4 202449
Q1 202550
Q2 202554
Q3 202551
Q4 202552
Q1 202655
Q2 202658
Net worth ratio
7.00%8.12%9.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.41%
Q3 20248.85%
Q4 20248.82%
Q1 20258.51%
Q2 20258.55%
Q3 20258.80%
Q4 20259.00%
Q1 20269.05%
Q2 20269.23%
Delinquent loans (60+ days)
1.42%1.99%2.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20242.55%
Q3 20241.74%
Q4 20242.55%
Q1 20252.01%
Q2 20251.60%
Q3 20252.00%
Q4 20252.05%
Q1 20261.63%
Q2 20261.42%
Return on assets
0.44%0.77%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.10%
Q3 20240.94%
Q4 20240.87%
Q1 20250.44%
Q2 20250.49%
Q3 20250.55%
Q4 20250.58%
Q1 20260.44%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$49.0M9.23%1.42%0.47%38.2%
Q1 202655$49.3M9.05%1.63%0.44%38.4%
Q4 202552$49.0M9.00%2.05%0.58%40.1%
Q3 202551$49.4M8.80%2.00%0.55%40.1%
Q2 202554$49.9M8.55%1.60%0.49%39.6%
Q1 202550$49.4M8.51%2.01%0.44%40.7%
Q4 202449$47.0M8.82%2.55%0.87%43.4%
Q3 202457$46.1M8.85%1.74%0.94%44.9%
Q2 202449$47.8M8.41%2.55%1.10%42.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.23%
10th
Problem loans1.42%
30th
Net charge-offs0.07%
60th
Return on assets0.47%
40th
Loans to deposits38.2%
80th
Uninsured deposits2.0%
44th
Loan-loss reserves0.00%
37th
Texas ratio5.3%
28th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Afl Cio Employees Federal Credit UnionCredit union Washington, DC61 out of 100, Moderate$48.4M12.4%0.86%vs
Gsa Federal Credit UnionCredit union Washington, DC61 out of 100, Moderate$37.9M7.6%0.21%vs
Pepco Federal Credit UnionCredit union Washington, DC23 out of 100, Low$33.0M7.7%8.42%vs
Government Printing Office Federal Credit UnionCredit union Washington, DC59 out of 100, Moderate$29.3M8.7%0.75%vs
Ep Federal Credit UnionCredit union Washington, DC57 out of 100, Moderate$71.5M8.6%1.20%vs
Georgetown University Alumni and St Federal Credit UnionCredit union Washington, DC69 out of 100, Moderate$13.7M14.2%1.61%vs

Deposit insurance

Is my money safe at District of Columbia Teachers Federal Credit Union?

Yes. District of Columbia Teachers Federal Credit Union is a federally insured credit union (NCUA charter #1821). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($895K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.23%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

District of Columbia Teachers Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
District of Columbia Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
1821
RSSD ID
273671
Primary regulator
NCUA
Established
1936
Headquarters
5656 3rd St NE, Washington, DC 20011
Employees
10

Quick answers

District of Columbia Teachers Federal Credit Union: common questions

Is District of Columbia Teachers Federal Credit Union NCUA insured?

Yes. District of Columbia Teachers Federal Credit Union is a federally insured credit union (NCUA charter #1821). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is District of Columbia Teachers Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does District of Columbia Teachers Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
Angelina County Teachers Credit UnionCredit union Lufkin, TX100 out of 100, Very strong$12.9M18.4%0.04%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
Lee Federal Credit UnionCredit union Washington, DC99 out of 100, Very strong$5.5M50.7%0.00%vs
Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL99 out of 100, Very strong$2.2M23.1%0.08%vs
Christiansted Federal Credit UnionCredit union Christiansted, VI98 out of 100, Very strong$34.0M20.6%0.23%vs