Side-by-side · Q2 2026 data
Perennial Bank vs First Security Bank
Metric by metric
| Measure | Perennial Bank | First Security Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 37 |
| Capital cushion | 45 (stronger) | 29 |
| Loan quality | 55 (stronger) | 12 |
| Earnings | 60 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 52 |
| Problem-loan coverage | 87 (stronger) | 51 |
| Peer percentile | 24th | 2nd |
| Total assets | $158.1M | $161.7M |
| Deposits / shares | $144.6M | $121.6M |
| Capital ratio | 9.48% (stronger) | 7.93% |
| Problem loans | 1.36% (stronger) | 2.63% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.00% | 1.05% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 98.6% |
| Uninsured deposits | 11.1% (stronger) | 23.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Perennial Bank has the higher TellerScore (63 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Perennial Bank leads on 6 and First Security Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.