Side-by-side · Q2 2026 data
Perennial Bank vs Security State Bank of Hibbing
Metric by metric
| Measure | Perennial Bank | Security State Bank of Hibbing |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 55 (stronger) | 49 |
| Earnings | 60 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 24th | 26th |
| Total assets | $158.1M | $151.9M |
| Deposits / shares | $144.6M | $129.9M |
| Capital ratio | 9.48% | 11.64% (stronger) |
| Problem loans | 1.36% (stronger) | 1.54% |
| Net charge-offs | 0.02% (stronger) | 0.66% |
| Return on assets | 1.00% | 1.07% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 75.2% |
| Uninsured deposits | 11.1% (stronger) | 22.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank of Hibbing has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Perennial Bank leads on 4 and Security State Bank of Hibbing on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.