TellerScore

Security State Bank of Hibbing (FDIC certificate #10175) is based in Hibbing, Minnesota. Its Q2 2026 call report shows $151.9M in total assets and $129.9M in deposits and 1 office.

Based on its Q2 2026 filing, Security State Bank of Hibbing scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 158th. Its strongest component is problem-loan coverage (80/100; 9.8%), and its lowest is loan quality (49/100; 1.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.64%
Loan quality49/100
Noncurrent loans ÷ total loans: 1.54%
Earnings63/100
Return on assets (annualized): 1.07%
Funding & liquidity77/100
Loans ÷ deposits and uninsured-deposit share: 75.2% · 22.1% uninsured
Problem-loan coverage80/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 9.82%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (54 → 64), mostly because the earnings component improved by 20 points.

TellerScore
545964Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202457
Q4 202454
Q1 202554
Q2 202554
Q3 202556
Q4 202556
Q1 202661
Q2 202664
Tier 1 leverage ratio
5.00%8.32%11.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.26%
Q3 202410.17%
Q4 202410.39%
Q1 202510.62%
Q2 202510.79%
Q3 202510.91%
Q4 202511.10%
Q1 202611.20%
Q2 202611.64%
Noncurrent loans
1.41%1.88%2.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.41%
Q3 20241.97%
Q4 20242.35%
Q1 20252.17%
Q2 20252.00%
Q3 20251.98%
Q4 20252.01%
Q1 20261.73%
Q2 20261.54%
Return on assets
0.58%0.83%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20241.00%
Q4 20241.00%
Q1 20250.72%
Q2 20250.58%
Q3 20250.74%
Q4 20250.80%
Q1 20261.02%
Q2 20261.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$151.9M11.64%1.54%1.07%75.2%
Q1 202661$146.2M11.20%1.73%1.02%70.5%
Q4 202556$151.3M11.10%2.01%0.80%68.4%
Q3 202556$153.5M10.91%1.98%0.74%63.5%
Q2 202554$150.5M10.79%2.00%0.58%66.3%
Q1 202554$147.0M10.62%2.17%0.72%64.9%
Q4 202454$154.0M10.39%2.35%1.00%61.1%
Q3 202457$161.7M10.17%1.97%1.00%60.1%
Q2 202462$155.4M10.26%1.41%0.98%63.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.64%
60th
Total risk-based capital16.83%
77th
Problem loans1.54%
18th
Net charge-offs0.66%
4th
Return on assets1.07%
39th
Net interest margin4.56%
82nd
Efficiency ratio68.2%
34th
Loans to deposits75.2%
60th
Uninsured deposits22.1%
57th
Loan-loss reserves1.56%
82nd
Texas ratio9.8%
18th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Lake Region BankBank New London, MN84 out of 100, Strong$153.0M10.4%0.09%vs
State Bank of FairmontBank Fairmont, MN61 out of 100, Moderate$154.2M10.4%2.03%vs
Prime Security BankBank Karlstad, MN59 out of 100, Moderate$154.5M8.7%0.52%vs
The First State Bank of RosemountBank Rosemount, MN27 out of 100, Low$146.1M6.3%2.88%vs
Perennial BankBank Darwin, MN63 out of 100, Moderate$158.1M9.5%1.36%vs
First Southeast BankBank Harmony, MN68 out of 100, Moderate$158.3M8.4%0.14%vs

Deposit insurance

Is my money safe at Security State Bank of Hibbing?

Yes. Security State Bank of Hibbing is an FDIC-insured institution (FDIC certificate #10175). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.1% of deposits ($28.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.64%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.83% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Security State Bank of Hibbing lists 1 office in 1 city. Most locations:

  • Hibbing, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Security State Bank of Hibbing
Former names
The Security State Bank of Hibbing
Type
State-chartered bank
FDIC certificate #
10175
RSSD ID
950356
Primary regulator
FDIC
Holding company
Security Finl Services Inc
Established
February 11, 1911
Headquarters
701 E Howard St, Hibbing, MN 55746
Employees
24

Quick answers

Security State Bank of Hibbing: common questions

Is Security State Bank of Hibbing FDIC insured?

Yes. Security State Bank of Hibbing is an FDIC-insured institution (FDIC certificate #10175). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Security State Bank of Hibbing's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Security State Bank of Hibbing ever failed?

There is no failure record for FDIC certificate #10175 in the FDIC failed bank list.

How many branches does Security State Bank of Hibbing have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hibbing

InstitutionScoreAssetsCapitalProblem loansCompare
Hibbing CooperativeCredit union Hibbing, MN92 out of 100, Very strong$108.9M19.1%0.90%vs
Northern State Bank of VirginiaBank Virginia, MN75 out of 100, Strong$102.0M10.2%0.00%vs
The Miners National Bank of EvelethBank Eveleth, MN74 out of 100, Strong$96.6M10.1%0.00%vs
North Star Credit UnionCredit union Cook, MN72 out of 100, Strong$116.0M9.4%0.00%vs
Frandsen Bank & TrustBank Lonsdale, MN71 out of 100, Strong$3.7B10.0%0.71%vs
National Bank of CommerceBank Superior, WI70 out of 100, Strong$2.2B9.3%0.64%vs