Side-by-side · Q2 2026 data
Phi Beta Sigma Federal Credit Union vs None Suffer Lack Federal Credit Union
Credit union
Phi Beta Sigma Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
None Suffer Lack Federal Credit Union
Suitland, Maryland · Under $100 million in assets
Metric by metric
| Measure | Phi Beta Sigma Federal Credit Union | None Suffer Lack Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 99 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 8th | 99th |
| Total assets | $991K | $27.9M |
| Deposits / shares | $895K | $22.3M |
| Capital ratio | 10.06% | 20.14% (stronger) |
| Problem loans | 13.69% | 0.12% (stronger) |
| Net charge-offs | 5.75% | 0.00% (stronger) |
| Return on assets | 1.84% | 2.07% (stronger) |
| Loans ÷ deposits | 50.6% | 11.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.9% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
None Suffer Lack Federal Credit Union has the higher TellerScore (99 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Phi Beta Sigma Federal Credit Union leads on 1 and None Suffer Lack Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.